:root{--atlantic:#123447;--ocean:#1e6075;--chart:#397f91;--foam:#d8ebe8;--canvas:#f5f1e8;--ink:#20282c;--copper:#a66138;--white:#fff;--line:#cad6d7;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;line-height:1.65}img{max-width:100%;height:auto}a{color:#165a70}.wrap{width:min(calc(100% - 32px),var(--max));margin:auto}.narrow{max-width:820px}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:999}.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:30}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:92px;gap:24px}.brand img{display:block;width:226px}.main-nav{display:flex;gap:20px;align-items:center}.main-nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.95rem}.main-nav a:hover,.main-nav a:focus{color:var(--ocean)}.nav-toggle{display:none;border:1px solid var(--atlantic);background:#fff;padding:9px 12px;border-radius:6px;font-weight:700}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;font-size:.88rem;padding-top:18px}.breadcrumbs a{text-decoration:none}.page-hero,.home-hero{background:linear-gradient(180deg,var(--canvas),#fff);padding:64px 0 52px}.home-hero{padding:80px 0}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--copper);font-weight:800;font-size:.8rem}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;color:var(--atlantic);line-height:1.16}h1{font-size:clamp(2.5rem,6vw,4.8rem);max-width:900px;margin:.2em 0}h2{font-size:clamp(1.8rem,3vw,2.6rem);margin-top:2em}h3{font-size:1.35rem}.lead{font-size:1.2rem;max-width:800px}.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-block;background:var(--atlantic);color:#fff;text-decoration:none;padding:12px 18px;border-radius:7px;font-weight:700;border:2px solid var(--atlantic)}.button.secondary{background:transparent;color:var(--atlantic)}.section{padding:58px 0}.section.alt{background:var(--canvas)}.grid{display:grid;gap:22px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);border-radius:10px;padding:24px;background:#fff}.card h3{margin-top:0}.card p:last-child{margin-bottom:0}.card a.stretched{text-decoration:none;font-weight:800}.prose{max-width:820px}.prose p,.prose li{font-size:1.03rem}.prose table{border-collapse:collapse;width:100%;margin:26px 0}.prose th,.prose td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.prose th{background:var(--canvas)}.callout{border-left:4px solid var(--copper);background:var(--canvas);padding:18px 22px;margin:28px 0}.editorial-media{padding:8px 0 26px;background:#fff}.editorial-media figure{margin:0}.editorial-media img{display:block;width:100%;border-radius:10px;border:1px solid var(--line);background:var(--canvas)}.editorial-media figcaption{font-size:.88rem;color:#526167;margin-top:9px;line-height:1.45}.tool-shell{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.85fr);gap:28px;align-items:start}.tool-panel{border:1px solid var(--line);border-radius:10px;padding:24px;background:#fff}.field{margin-bottom:16px}.field label{display:block;font-weight:700;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:11px;border:1px solid #899da3;border-radius:5px;font:inherit}.result{background:var(--foam);border-radius:8px;padding:20px;min-height:120px}.result strong.value{display:block;font-size:2rem;color:var(--atlantic)}button.primary{background:var(--atlantic);color:#fff;border:0;border-radius:6px;padding:12px 18px;font:inherit;font-weight:700;cursor:pointer}.site-footer{background:var(--atlantic);color:#fff;margin-top:60px;padding:42px 0}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:30px}.site-footer nav{display:grid;gap:8px}.site-footer img{filter:brightness(0) invert(1)}.quiz-option{display:block;width:100%;text-align:left;padding:12px;margin:8px 0;border:1px solid var(--line);background:#fff;border-radius:6px;cursor:pointer}.quiz-option.selected{outline:3px solid var(--chart)}@media(max-width:900px){.nav-toggle{display:block}.main-nav{display:none;position:absolute;top:91px;left:0;right:0;background:#fff;padding:18px 24px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.main-nav.open{display:flex}.grid.three,.grid.two,.tool-shell,.footer-grid{grid-template-columns:1fr}.home-hero,.page-hero{padding:46px 0}.brand img{width:190px}}